Frequently Asked Questions

SwyftTrust is a premier digital private and commercial banking institution providing institutional-grade custody, high-yield multi-currency accounts, and automated cross-border settlements with 100% full-reserve backing.

Yes. SwyftTrust operates under international banking charters and strict regulatory oversight. We maintain full capital adequacy ratios and adhere to global anti-money laundering (AML) and know-your-customer (KYC) requirements.

Opening an account takes under 3 minutes online. Simply click "Get Started", enter your personal or corporate details, upload a valid government-issued ID for verification, and your accounts and IBANs are generated immediately.

Standard personal and wealth checking accounts carry zero monthly maintenance charges. Corporate accounts and high-frequency multi-currency treasury accounts feature transparent, fixed pricing with no hidden surcharges.

Yes. You can establish joint accounts with dual-signature authorization or assign authorized signers, complete with customizable transaction limits and independent hardware security tokens for each account holder.

Yes. Our enterprise onboarding process is 100% digital. Directors and authorized officers can submit formation credentials, articles of incorporation, and beneficial ownership documentation securely online.

We pass on institutional interbank foreign exchange rates with tight, transparent spreads and no hidden margins. Live conversion rates and fee breakdowns are previewed in your dashboard before any transfer is finalized.

International transfers executed via SWIFT GPI and SEPA Instant typically settle in 30 minutes to a few hours. Each transaction includes real-time end-to-end tracking accessible via our Check Status portal.

Yes. We issue irrevocable Letters of Credit (LC), Standby Letters of Credit (SBLC), Bank Guarantees (BG), and structured documentary collections to support cross-border commerce and commodities logistics.

You can hold, convert, and manage over 120 global fiat currencies and tokenized store-of-value assets concurrently under your single master vault, complete with individual domestic IBANs.

We provide tailored residential mortgages, private lines of credit, sovereign asset-backed facilities, and lombard loans collateralized against your existing liquid portfolio at competitive prime rates.

Funds are held in an isolated, multi-signature fiduciary escrow account. Capital is released only when both buyer and seller verify that contractual deliverables or milestone terms have been met.

Refunds and chargeback disputes can be initiated in 1-click through your transaction history ledger, or by contacting your assigned fiduciary officer via the 24/7 Client Support Terminal.

Yes. Client deposits are held under 100% full-reserve segregation in Tier-1 central banking liquidity nodes and covered by statutory insurance up to maximum statutory limits per qualifying account holder.

We pair accredited investors and family offices with chartered wealth managers who craft customized multi-asset growth, yield preservation, and tax-efficient strategies tailored to your financial goals.

Yes. Our advisors structure private pension vaults, tax-sheltered annuities, offshore trust wrappers, and multi-generational succession vehicles tailored to your domestic or expatriate residency status.

All account holders enjoy access to daily macroeconomic digests, fixed-income yield analysis, global currency forecasting, and proprietary institutional market research reports directly within the portal.

You can schedule a private virtual consultation or in-person briefing at any of our global offices in Paris, New York, or London via the Wealth Advisory booking desk or through your dedicated account dashboard.